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        <title>Documentation merchant:existing_merchant:other_information</title>
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        <description>Getting Started with 3DS





3D Secure (3DS) works by confirming that the buyer is the cardholder. If the cardholder has not set up 3DS yet or if their bank doesn't support it yet, it's not the merchant's fault, and therefore the merchant is not liable for fraud for the transaction (n.b. there are some rare exceptions to this, e.g. for corporate cards).</description>
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        <description>PayFac

Open Batch and Closed Batch Reporting for all terminals

When the Portfolio Administrator access the Admin system they will only view the merchants within its Portfolio. 

%merchant_payfac_merchants



Select the merchant and the ‘Processing Terminal’ tab, then select ‘Access’</description>
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        <description>Transaction Responses

Approved

An Approved or Authorized response means that the amount of the sale is within the cardholder's credit limit. When an approval code is returned, a hold will be placed on cardholder funds in the amount of the sale (depending on the card issuing bank it might take a different number of days) and will guarantee funds to be transferred into a merchant’s account.</description>
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